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Sinking Funds Tracker Bundle 1 / 8
Budget & money

Sinking Funds Tracker Bundle

INSTANT DOWNLOAD — A 33-page printable sinking funds tracker that breaks big expenses into small monthly savings. Stop getting blindsided by car insurance, holiday gifts, and annual subscriptions. Start saving for them on purpose.

Irregular expenses destroy budgets. You know they are coming — the car insurance renewal, the vet bill, back-to-school supplies — but they still hit like a surprise every time. Sinking funds fix that. Set a target, divide by the months you have, and save a little each month until the money is ready.

  • 33 pages
  • Letter & A4
  • Color & low-ink
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  • Instant digital download, no physical item ships
  • Secure checkout and receipts through Etsy
Free sample Sinking Funds Tracker + Calculator
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What's inside

  • Cover + Table of Contents
  • Quick-Start Guide (2 pages)What sinking funds are, 6-step setup, common fund amounts
  • Sinking Funds OverviewMaster list of all 16 funds on one page
  • Sinking Funds CalculatorFormula reference plus 12-row worksheet
  • Annual Expense Calendar12-month grid showing when each major expense hits
  • Monthly Contribution Planner14-fund by 12-month grid
  • 12 Pre-Labeled Fund TrackersCar Maintenance, Car Insurance, Home Repairs, Medical/Dental, Holiday Gifts, Vacation, Back to School, Pet Care, Annual Subscriptions, Clothing, Birthday Gifts, Emergency Buffer
  • 4 Blank Fund TrackersSame layout with custom name field
  • Fund Completion TrackerVisual dashboard with 16 progress bars
  • 4 PDF variantsUS Letter + A4, full color + low-ink