UnfoldFactory Free printable · monthly budget Monthly Budget Template + Bill Tracker
A plain two-page monthly budget with planned and actual columns, plus a bill dashboard so nothing slips past its due date.
3 pages + bonus · US Letter · free for personal use · no sign-up
Who it's for
Anyone starting a budget, or restarting one, who wants a simple page instead of another app.
What's inside
- Income: two paychecks plus other income, with a total
- Spending with planned and actual columns: rent or mortgage, groceries, transport, utilities, phone and internet, insurance, dining out, entertainment and shopping
- Savings and debt lines: emergency fund, goals, two debt payments and a custom line
- Total expenses and what's left over
- A bill reminder dashboard: due date, bill, amount, and a paid, coming up or overdue status
How to use it
- At the start of the month, fill in the planned column and list your bills on the dashboard.
- Once a week, add what you actually spent and mark the bills you've paid.
- At month end, compare planned with actual and adjust next month's numbers.
Questions
Is the template dated?
No. Write the month at the top and reuse it every month.
What if my left over number is negative?
That's information, not failure. It shows which line to adjust next month.
Do I have to sign up to download it?
No. The button gives you the PDF straight away.
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