UnfoldFactory Free printable · sinking funds Sinking Funds Tracker + Calculator
Turn big yearly bills into small monthly amounts: an overview of every fund, a calculator, and a tracker to log each deposit.
3 pages + bonus · US Letter · free for personal use · no sign-up
Who it's for
Anyone tired of car repairs, insurance renewals and the holidays catching them out.
What's inside
- Sinking funds overview: fund name, target amount, months, monthly amount, saved so far and progress, with 12 common funds listed as prompts and blank rows for your own
- A calculator page: target amount divided by the months until you need it, with a worked example and common timeframes
- A single-fund tracker: target, date, monthly contribution, progress milestones at 25, 50, 75 and 100 percent, and a 12-month deposit log
How to use it
- List every irregular expense you can think of on the overview page.
- Use the calculator to set a monthly amount for each one.
- Print a tracker for each fund and log a deposit every payday.
Questions
What is a sinking fund?
Money you set aside each month for an expense you know is coming, like car insurance or holiday gifts, so it never hits all at once.
Do I have to sign up to download it?
No. The button gives you the PDF straight away.
Twelve funds, already set up Sinking Funds Tracker Bundle 33 pages: an annual expense calendar, a contribution planner, ready-made trackers for 12 common funds and a completion dashboard. See the bundle on Etsy More free printables
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