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Debt Payoff Planner
INSTANT DOWNLOAD — Compare snowball and avalanche debt payoff strategies side-by-side with one spreadsheet. Enter your debts once, see which method saves you more money, and track every payment until you're debt-free.
Most debt payoff templates only support one method. You either get a snowball tracker or an avalanche calculator — never both. That means guessing which strategy works best for your specific debts, or buying two separate spreadsheets and doing the comparison yourself.
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What's inside
- 1 XLSX file with 6 professionally designed tabs
- Start Here tab with clear step-by-step instructions
- My Debts input tab for up to 8 debts (credit cards, student loans, auto, medical, personal)
- Snowball Plan with full 60-month payoff schedule
- Avalanche Plan with full 60-month payoff schedule
- Compare tab showing total interest, months to payoff, and debt-free date for both methods
- Payment Tracker to log actual monthly payments and see your progress
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